How It Works
Three easy steps to earn your reward
Submit a Referral
No account needed. Just enter your name, email, and the details of the person you're referring — takes under a minute.
We Take Care of Them
Our team reaches out, shops 50+ carriers, and works to find them the best coverage at the best price.
Claim Your $25 Gift Card
When the deal closes, you'll receive an email and text with a link to claim your $25 Gift-o-Gram gift card.
Your $25 Gift Card, Your Way
We partner with Gift-o-Gram to deliver your reward. Once your referral's policy closes, you'll receive a notification with a personal claim link. You choose when to redeem — use it at hundreds of popular retailers.
- Delivered via email and text message
- 14-day claim window — no pressure
- Redeemable at 200+ major retailers
- No minimum referrals — every one counts
The TCDS Money Back Guarantee
Does your current insurance agent provide a written money back guarantee? TCDS does.
If you're not completely satisfied with our service within the first 30 days, we'll refund your policy premium in full — no questions asked.
We shop 50+ top-rated carriers for you
Our Insurance Carrier Partners
